Employee Benefits

Employee benefits are a crucial component of employment law, governed by federal statutes like ERISA and various state laws.

Common Benefit Issues:

• Health Insurance: COBRA continuation, ACA compliance, discrimination
• Retirement Plans: 401(k) administration, vesting, distribution disputes
• Disability Benefits: Short-term and long-term disability claims
• Life Insurance: Beneficiary disputes, claim denials
• Paid Time Off: Vacation, sick leave, FMLA coordination

ERISA Protections:

• Fiduciary duties of plan administrators
• Claims and appeals procedures
• Anti-retaliation protections
• Disclosure requirements

Employees have significant rights regarding their benefits that employers must respect.